¹  If your application for the L.L.Bean Mastercard is instantly approved, you will receive a one-time discount of 25% off your llbean.com purchase, valid during your current website visit to llbean.com when you pay with your new L.L.Bean Mastercard. Once this llbean.com visit has ended, this offer is no longer valid. Offer excludes shipping charges; return labels; taxes; license/stamps; gift cards; repairs; duty; engraving; monogramming; alterations; all Outdoor Discovery Programs; and L.L.Bean for Business orders. Not valid on previous purchases or with employee discounts. Cannot be combined with other promotional offers or discounts. All refunds will match the discounted amount on the purchase receipt. L.L.Bean reserves the right to deactivate promo code(s) in the event of fraud or technical issues and to limit quantities of individual items eligible for purchase with this discount.

This offer is only valid if you apply and are approved for an L.L.Bean Mastercard account between Tuesday, August 11, 2026, at 6:00 a.m. ET, to Wednesday, October 21, 2026, at 11:59 p.m. ET.

For your security, you cannot purchase electronic gift cards or use your card on orders shipping to an address other than your billing address until your new L.L.Bean Mastercard arrives in the mail and is activated.

²Bean Bucks:  You will earn a percentage on all eligible net purchases: 5% at L.L.Bean’s  businesses in the U.S; 2%  at restaurants; 1% on all other eligible  net L.L.Bean  Mastercard purchases. You may  only earn 1%, not 2%, on restaurant purchases at bakeries and certain restaurants/cafes inside department stores, grocery or warehouse clubs, as determined by L.L.Bean in its discretion, due to merchant codes which  are out of the control of Citibank or L.L.Bean. Bean Bucks are not earned on balance transfers, convenience checks, cash advances, credits, returned purchases, foreign currency purchases, unauthorized purchases, annual fees, money orders, wire transfers, bets, lottery tickets or casino gaming chips, credit insurance premiums, credit protection fees, interest charges, credit card fees and purchases made with Bean  Bucks.  Bean Bucks may only be used towards the price of merchandise or services purchased from L.L.Bean. Bean Bucks are not redeemable towards  expedited  shipping , oversized freight delivery, sales tax, a L.L.Bean Outdoor Discovery Program or a L.L.Bean  for Business purchase, nor are they redeemable for cash. Certain services may be excluded at the discretion of L.L.Bean. If your account is closed, not in good standing, or you fail to use your L.L.Bean  Mastercard for at least one (1) purchase every twenty-four (24) months, you will not be able to earn or redeem Bean Bucks and any unredeemed Bean Bucks will be forfeited unless prohibited by law.  Additional  exclusions apply. See the L.L.Bean  Mastercard Rewards Program Terms of Use at  www.llbean.com/mastercard. The L.L.Bean  Mastercard Rewards Program is offered by L.L.Bean. L.L.Bean  may  terminate  or change any benefit, reward,  service  or feature offered in connection with the L.L.Bean  Mastercard account at any time for any reason. Citibank, N.A. is not responsible for products and services offered by other companies. 

³As of 12/16/2025, the APR for purchases and the APR for balance transfers is  19.49%-30.49%  based on your creditworthiness and the APR for cash advances is 32.49%. These APR’s will vary with the market based on Prime Rate. The Minimum Interest Charge is $2.00. The cash advance fee is 5% of each transaction; minimum $10. The balance transfer fee is 5% of each transaction, minimum $10, and the transaction fee for foreign purchases is 3% of each purchase transaction in U.S. dollars. See card agreement for details. 

⁴Free Shipping: Eligibility requires the L.L.Bean order to be paid for by the use of the Card or entirely with Bean Bucks. Applies to L.L.Bean’s standard shipping to the U.S. and does not apply to expedited shipping, oversized freight delivery, L.L.Bean for Business  orders or shipping to addresses outside of the U.S. 

⁵Free Return Shipping: Eligibility on returns for an item purchased at  L.L.Bean requires the item to have been paid for by the use of the Card or entirely with Bean  Bucks.  Does not apply to  expedited shipping, items requiring oversized freight shipping nor is it valid for L.L.Bean  for Business items or items returned from International locations. 

⁶Free Monogramming: Eligibility to receive the free monogramming service (“Monogramming”), for those items which have been purchased at L.L.Bean  with use of the Card or entirely with Bean Bucks and for which Monogramming is offered. Monogramming does not apply to L.L.Bean  for Business orders or International orders. 

⁷Birthday Bonus: A valid marketing-eligible email address may be required. Must be active primary cardmember in good standing at least 45 days prior to first day of birth month. See terms at  www.llbean.com/mastercard.

⁸Outdoor Impact Votes: A valid marketing-eligible email address may be required. Each eligible L.L.Bean purchase made with the L.L.Bean Mastercard or Bean Bucks will earn one (1) Outdoor Impact Votes (“Vote”) except on purchases made on the day of being approved for the L.L.Bean Mastercard. Votes will be able to be redeemed towards a set of pre-determined non-profit organizations during an annual voting window. Funding, as  determined  by L.L.Bean, will be  allocated  across the non-profit organizations based on the  percentage of Votes  received by each organization.  Voting will take place  exclusively  on  llbean.com  and an active llbean.com account is required to  participate  in voting.  Uncast Votes will  be expired  at the conclusion of each voting window. See terms at https://www.llbean.com/aboutvoting.

⁹Outdoor Discovery Programs Discount: A valid marketing-eligible email address may be required. Eligible cardmembers receive 15% savings off the total costs of  eligible  L.L.Bean  Outdoor Discovery Programs. Excludes certain programs.  A promotional code may be required. See terms at  www.llbean.com/mastercard.

¹⁰Special Sales and Offers: A valid marketing-eligible email address may be required. As a cardmember, you’re eligible for exclusive L.L.Bean sales and special offers throughout the year. See terms at www.llbean.com/mastercard.

L.L.Bean Mastercard is issued by Citibank, N.A. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world. Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. L.L.Bean and Bean Bucks are registered trademark of L.L.Bean, Inc.