L.L.Bean Visa Application

L.L.Bean Platinum Plus^SM Visa^® Application

This credit card program is issued and administered by MBNA America Bank, N.A.
This is a secure online credit card application, and when submitted, it is encrypted for your protection. If you'd rather apply by phone, just call 1-800-598-8748 anytime, between 8 a.m.-12 p.m. EST. (Please mention priority code JKKN.)

First Name

Middle

Last

As you would like it
to appear on the card

Email Address

Date of Birth

/ / You must be at least 18 years of age to apply.

Social Security #

- -

Street Address

Where you want the credit card mailed.

City

State

Zip Code

Years There

Are you:

Housing Payment

$ .00 per month Please use numeric characters only. Omit dollar signs, commas, and decimal points.

Home Phone

- -

Security Code

e.g. Mother's Maiden Name

Are you a U.S. Resident?

Yes No


Occupation
Employer	Years There
Position
Work Phone	- -
Salary	$ per Please use numeric characters only. Omit dollar signs, commas, and decimal points.
Other Income^‡	$ per
Total Household Income	$ per
Source of Other Income^‡
Previous Employer	Years There
^‡Alimony, child support, or separate maintenance income need not be revealed if you do not wish it considered as a basis for repayment.

Student Status

Full-time Part-time Recent Graduate Not a Student

School Name

Class

Major

Graduation Year

Campus Telephone

- -

Permanent Home Address

City

State

Zip Code

Source of Personal Income^‡

Part-Time Job Full-Time Job Other

Total Personal Income

$ per
Please use numeric characters only. Omit dollar signs, commas, and decimal points.

(If applicable)

Employer

Position

Employment Status

^‡Alimony, child support, or separate maintenance income need not be
revealed if you do not wish it considered as a basis for repayment.

Please pay off the accounts I have specified below.
Please review important information about transferring balances.§

Financial Institution	Account #	Amount
1)		$ .00	Please use numeric characters only. Omit dollar signs, commas, and decimal points.
2)		$ .00
3)		$ .00


Name	Relationship to Applicant

I HAVE READ THE TERMS AND PRICING DISCLOSURES (SEE BELOW) FOR THIS ACCOUNT AND BY ELECTRONICALLY TRANSMITTING THIS APPLICATION, I INDICATE MY AGREEMENT WITH EACH OF THE TERMS AND CONDITIONS. I UNDERSTAND THAT I WILL BE BOUND BY EACH OF THE TERMS OF THE CREDIT CARD AGREEMENT, INCLUDING ARBITRATION.

TERMS AND PRICING DISCLOSURES

I have read this application, and everything I have stated in it is true. I authorize MBNA America Bank, N.A.(MBNA), to check my credit, employment history, or any other information and to report to others such information and credit experience with me. I understand that the acceptance or use of any card issued will be subject to the terms of this application and the Credit Card Agreement that will be sent with the card, and I agree to be responsible for all charges incurred, according to such terms. I am at least 18 years of age and a U.S. resident. I understand that if my application for the Platinum Plus Card is not approved, this request constitutes my application for the Preferred Card. I accept that on a periodic basis I may be considered for an automatic upgrade to the Platinum Plus Card at the discretion of MBNA.
I consent to and authorize MBNA, any of its affiliates, or its marketing associates to monitor and/or record any of my telephone conversations with their representatives or the representatives of any of those companies.
I understand that information about me or my account may be shared among MBNA and its related companies for marketing or administrative purposes. I may prohibit such sharing of information, other than information pertaining solely to transactions or experiences between me and MBNA (or an MBNA-related company), by writing to MBNA at P.O. Box 15342, Wilmington, DE 19850 and including my name, address, home phone number and the applicable MBNA account number(s).

Annual Fee
None.

†Annual Percentage Rate (APR)
Platinum Plus and Preferred accounts: 16.99% APR for purchases.

Grace Period for Repayment of Balance for Purchases
At least 25 days, if each month, we receive payment in full of your New Balance Total by the Payment Due Date.

Method of Computing the Balance for Purchases
Average Daily Balance (including new transactions).

Transaction Fees for Cash Advances and Fees for Paying Late or Exceeding the Credit Limit
Transaction fee for Bank and ATM cash advances: 3% of each cash advance (minimum $5). Transaction fee for credit card cash advance checks and balance transfers: 3% of each cash advance (minimum $5, maximum $30). Late-payment fee: $29. Over-the-credit-limit fee: $29.

Transaction Fee for Purchases
Transaction fee for the purchase of wire transfers, money orders, bets, lottery tickets, and casino gaming chips: 3% of each such purchase (minimum $5).

† More APR Information
The current promotional Annual Percentage Rate (APR) offer for cash advance check and balance transfer transactions made with either account is 2.7% through your first four statement closing dates, commencing the month after your account is opened. When your minimum monthly payment is late (that is, not received by its Payment Due Date), or when the promotional offer expires, the APR that will be applied to both new and outstanding cash advance balances (consisting of cash advance check and balance transfer transactions) will be 16.99% for the Platinum Plus and Preferred accounts. Should your payment be late, the non-promotional APR will be applied to all new and outstanding cash advance check and balance transfer balances as of the first day of the billing cycle in which the payment was late (or never received). The non-promotional APR for your account is not guaranteed and is subject to change. MBNA will allocate your payments to balances (including new transactions) with lower APRs before balances with higher APRs.

The information contained in this application was accurate as of 02/01. The information may have changed after that date. To find out what may have changed you may contact MBNA America Bank, N.A. for specific information by calling 1-800-297-2326 or by writing to P.O. Box 15020, Wilmington, DE 19850. TTY users, please call 1-800-833-6262.

CONDITIONS

You must be 18 years of age to apply, and you must reside in the United States

§ Because the total value of your balance transfer requests cannot exceed your available credit line, MBNA will send either full or partial payments to your creditors in the order in which you've listed them. You should contnue to make your monthly payments to each creditor until the balance tranfer appears as a credit on that account. MBNA processes balance transfers as cash advances according to the terms of the Credit Card Agreement. Finance Charges begin accruing on cash advances from the transaction date. There is no grace period for cash advance transactions. Cash advances and/or balance transfers may not be used to pay off or pay down any MBNA account.

*Free shipping applies to L.L. Bean's regular shipping and Freeport Studio's Express Delivery for orders sent within the contiguous U.S., AK, and HI. Free shipping does not apply to overnight service or home delivery freight charges on furnishings or other special items and is not valid for Corporate Sales or International orders.

*Free monogramming, a $5 value (1 line: up to 10 characters or a "Sports Figure"), applies to all items for which L.L.Bean offers the service. Free monogramming does not apply to Corporate Sales or International orders.

*Coupon Dollars are earned at the rate of 3% per $1 for purchases made at L.L.Bean and Freeport Studio, .5% per $1 for purchases made elsewhere, and 10% per $1 for payment of an Outdoor Discovery School program. Coupon Dollar earnings are based on net retail purchases (purchases less credits, returns, and adjustments) charged to the L.L.Bean credit card by you and your authorized user(s). Cash advances, balance transfers, cash advance checks, and unauthorized or fraudulent transactions do not earn Coupon Dollars. The total value of your L.L.Bean purchase made with the use of a coupon(s) must equal or exceed the total value of the coupon(s). Other restrictions apply. Full details will be provided in the L.L.Bean Outdoor Advantage Program Guidelines document which will be mailed to you, after approval of your account.

Information supplied to MBNA via the Internet, such as postal addresses or telephone numbers, may be used for marketing and/or research and development purposes. Information provided on applications for credit automatically authorizes MBNA to review the applicant's credit history, employment history, and/or other information, and to share with others, if necessary, such information and credit experience. Information about you or your account may be shared among MBNA and its related companies for marketing or administrative purposes. You may prohibit such sharing of information, other than information pertaining solely to transactions or experiences between you and MBNA (or an MBNA-related company) by writing to MBNA at P.O. Box 15342, Wilmington, DE 19850 and including your name, address, home phone number and the applicable MBNA account number(s).

MBNA is at your service 24 hours a day, 7 days a week at 1-800-421-2110.

Visa is a federally registered service mark of Visa U.S.A Inc., used by MBNA America Bank, N.A., pursuant to license.

L.L.Bean, the "Katahdin logo," and the Outdoor Advantage Program are federally registered trademarks of L.L.Bean, Inc.

MBNA America, MBNA and Platinum Plus are service marks of MBNA America Bank, N.A.